Financial Aid
Students will be notified if additional information is required.
An award letter will be sent to your home address when all the forms are received by Student Financial Services, and you have been accepted to the University.
You will need to complete additional information for student loans (promissory notes, loan counseling). Please read all the information that comes with your award letter carefully.
Financial Aid is awarded and disbursed to your account each semester.
Loan funds are sent directly to Concordia 2-3 weeks after each semester begins.
Read everything carefully. If you miss a deadline you may disqualify yourself from certain types of aid.
Grants are credited at the beginning of each semester.
Loans are split evenly among terms, even if tuition charges are not.
There can be three terms per year:
Fall (August - December)
Spring (January - May)
Summer (May - August)
Classes are grouped by semester. You will be at least a half-time student each semester.
Financial Aid is awarded based on Academic year (August to July).
Fall (August - December)
Spring (January - May)
Summer (May - August)
For upcoming years, apply ASAP after your taxes are completed.
If your financial aid exceeds tuition, you will have the overage sent to you via electronic funds transfer with 14 days of the credit appearing on your account. To ensure the funds go to your account please complete the Direct Deposit form.
Watch semester costs compared to aid awarded...loans are disbursed in equal amounts, but semester costs will vary and may exceed awarded aid.
Adding or dropping credits will affect your eligibility for financial aid, you will need to notify us if your enrollment changes.
Financial aid awards and related processing matters are subject to change at any time with or without consent of recipient. WARNING: Purposely providing false or misleading information may lead to permanent disqualification from all higher education funding sources, monetary fines and/or incarceration.
- Dependent Students
- Freshman (0-32 credits earned) $5,500
- Sophomore (32-63 credits earned) $6,500
- Junior & Seniors (64 or more credits earned) $7,500
- Independent Students
- Freshman +$4,000
- Sophomore +$4,000
- Junior & Seniors +$5,000
(These amounts are in addition to the amounts in the Dependent category)
Financial aid must be awarded, and all paperwork must be complete.
Any charges, over and above the financial aid amount, are due on the date(s) determined by your selected payment option.
- Corporation for National and Community Service
- Veterans Benefits
- Business or civic organizations scholarships
- Bureau of Indian Affairs (BIA) Grants
- State Divisions of Vocational Rehabilitation
- Health and Human Services Loan and Scholarship Programs
Private Scholarship Search:
Non Federal loans - Alternative Loans
- Visit FASTChoice for information about available alternative loans.
- Private educational loans are available.
- Interest rate varies by lender.
- Interest does accrue while in school.
- Payments deferred until after graduation.
- Can pre-pay at any time.
